...and buy a couple of these 2012-13 planners that are on clearance for $1.48. Set them aside for a few days. I am going to show you how you can use them to make a really nice gift-card holder just in time for the holidays. Make sure you buy the size that looks like it could hold a checkbook.

The gift-card holder will be able to accommodate several gift cards. The recipient can keep the nice pleather case with her (or him) and have the gift cards on them all the time.
Remember, go to Target NOW! 75% off! (And since Halloween has passed, you can probably score some candy at half-off.)








